Long Term Care Insurance

Why would I need it?

The truth is you may not, but we have some compelling facts for you to consider:

  • At least 70% of those over 65 will require some form of long term care
  • Of those who need long term care, 40% are under age 65 1

Long term care insurance will help you maintain your financial freedom and give you the flexibility to make choices that impact your care, the services you receive, and who provides them.  And if you are the type of person who likes to plan for the unexpected, contact us today to get more information and find a long term care solution that best fits your needs.

A few facts:

  • It covers assistance with normal daily living activities when you may need help from just normal aging or an unforeseen medical issue.  It’s important to note that Medicare and most private health insurances do not cover assistance with daily living activities.
  • Assistance can be provided in-home or at a facility. 
  • Some of the more common unforeseen medical issues are: Stroke, Alzheimer’s disease, Rheumatoid arthritis, Vehicle accidents, Multiple sclerosis and Diabetes

1 U.S. Department of Health and Human Services National Clearing house for Long Term Care Information, 10/22/08.